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How to Contact Credit Agencies When Credit Card Is Stolen; Meaning from the Bank. The closing date would be the date your balance is tabulated and reported to your credit reporting agencies. If you happen to be sometimes tight on bank balance and may even not be able to spend your charge card bills in full each and every month but instead paying only minimum amount, you are going to want to opt for a card having a low monthly interest. If charge card theft exceeds $2,000, the Federal Trade Commission (FTC) can get involved inside investigation. These companies use information from credit bureaus to locate individuals who. Alternately, you are able to also look on the monthly paper statement that you get by mail.

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